Quarterly Analysis of Bank Consumer Loans

Data Covered in the Analysis
Change in Real Gross Domestic Product
Personal Savings as a Percent of Disposable Personal Income
Unemployment Rate
Inflation Rate Percentage Change in Consumer Price Index
Ratio of Household Debt to Disposable Personal Income
Growth in Outstanding Mortgage and Consumer Debt
Debt Service Payments Burden (DSP as percent of disposable personal income)
Quarterly Non-business Bankruptcy Filings
Year Over Year % Change in Quarterly Non-business Bankruptcy Filings
US Housing Price Index
Year Over Year % Change in US Housing Price Index
US Housing Price Indexes 1991
Year Over Year % Change in US Housing Price Indexes
Ten Year Treasury Yield Monthly Averages
Mortgage and Treasury Yields
Total Mortgage Originations
Refinance Share of Mortgage Originations
TED Spread – 3 Month Treasury Minus 3 Month LIBOR Rate
Spread Between 30-Year Mortgage Rate and 10-Year Treasury Yield
Single-Family Home Sales, Existing and New, 2000-June 2009
Percent Distribution of Home Mortgage Financial Assets
Total Consumer Credit Outstanding
Auto and Light Truck Sales
Annual Percent Change in Outstanding Consumer Credit
Home Equity Lines of Credit Outstanding at Commercial Banks
Annualized Growth Rate of Home Equity Lines Outstandings at Banks
Total Assets of Commercial Banks
Top Ten Bank Holding Companies Mortgage Originations
Mortgage Repurchases Top Fifteen Bank Holding Companies
Mortgage Backed Security Issuances Monthly by Agency
Federal Reserve Mortgage Backed Security Purchases and Agency Issuances
Federal Reserve Mortgage Backed Security Purchases – Weekly Average
Sample chart: Third Quarter Bank Earnings
If you any questions, contact Christine Clifford: (240) 423-8390 • cclifford@accessmrc.com

